BHIM App Customer Care Number – NPCI Toll-Free Helpline Numbers & E-Mail

Customer support is a range of customer services to assist customers in making cost effective and correct use of a product. It includes assistance in planning, installation, training, troubleshooting, maintenance, upgrading, and disposal of a product.

It is important for you to know Customer Care number of BHIM App, because this is the generation of cashless society and it is sure you are going to use it. It’s also sure you might face transactions related issue in future and you will need to talk to Customer care and you must have toll-free number in hand at anywhere so be active to know BHIM App toll-free number.

Here below we have mentioned BHIM App Customer care number, Toll-Free Number, and email-ids of concerns person. In case you want to help about what happened you transfer and your money get deducted but the receiver did not receive fund yet or you might have an issue while transferring funds then you can call on below-provided customer care phone numbers.

Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.

BHIM APP (NPCI) Toll-Free Helpline Numbers & E-Mail

BHIM APP Customer Care Number : 022 – 4000 9100

Nasscom, telecom operators, and NITI Aayog have come together in creating a dedicated helpline – 14444 – for addressing all queries on digitial payments, as government takes strides to push for more digital transactions post demonetisation.

BHIM APP New Customer Care Helpline Number: 14444

What is a toll free number?

A toll-free telephone number or freephone number is a telephone number that is billed for all arriving calls instead of incurring charges to the originating telephone subscriber. For the calling party, a call to a toll-free number from a landline is free of charge.

BHIM APP India Toll Free Number : 022 – 4000 9100

A help desk is a resource intended to provide the customer or end user with information and support related to a company’s or institution’s products and services.

BHIM APP Email Id And Site Address :

• BHIM APP Customer Care Email ID: [email protected]
• BHIM APP Website address : http://www.npci.org.in

BHIM APP Contact Page / Contact Form :

Make use of this BHIM App contact form to send them queries about anything regarding payment errors etc. Here is the details

Contact form Link: http://www.npci.org.in/DyncontactUs.aspx

Registered Office

National Payments Corporation of India
1001A, B wing, 10th Floor,
The Capital, Bandra-Kurla Complex,
Bandra (East), Mumbai – 400 051
Phone – 022 – 4000 9100

Goregaon Office (Mumbai)

National Payments Corporation of India
Unit nos. 201, 301 & 302,
2nd & 3rd Floor,
Raheja Titanium, Western Express Highway,
Goregaon east, Mumbai – 400063
Phone- 022 40508500

Chennai Office

National Payments Corporation of India
8th Level, VBC Solitaire
47 & 49 Bazullah Road, T. Nagar,
Chennai – 600 017
Phone-044 -28160700
Fax044 -28152815

Delhi Office

National Payments Corporation of India
2nd Floor, Gulab Bhawan
6 Bhadurshah Zafar Marg, ITO
New Delhi – 110 002

Hope we have gathered all the information about BHIM APP customer care phone numbers & email id. If we missed out anything about BHIM NPCI helpline numbers and sms service please do let us know in the comments section.

BHIM is currently available only for Android phones. A version for iOS Apple is expected on 10th January. In two weeks, the Prime Minister said, security features will be amped up to allow payments only with the use of a thumbprint – no Internet connection or smartphone is needed to pay or receive money.

How does it work?

Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.

• Send / Receive Money
• Check Balance
• Custom Payment Address
• QR Code
• Transaction Limits
• Language supported

BHIM requires permission to your Phone Calls & SMS to verify your phone number.

Supported Banks & Customer Care Numbers:

1. Allahabad Bank Customer Care Number –
2. Andhra Bank Customer Care Number –
3. Axis Bank  Customer Care Number –
4. Bank of Baroda Customer Care Number –
5. Bank of Maharashtra Customer Care Number –
6. Canara Bank Customer Care Number –
7. Catholic Syrian Bank Customer Care Number –
8. Central Bank of India Customer Care Number –
9. DCB Bank Customer Care Number –
10. Dena Bank Customer Care Number –
11. Federal Bank Customer Care Number –
12. HDFC Bank Customer Care Number –
13. ICICI Bank Customer Care Number –
14. IDBI Bank Customer Care Number –
15. IDFC Bank Customer Care Number –
16. Indian Bank Customer Care Number –
17. Indian Overseas Bank Customer Care Number –
18. IndusInd Bank Customer Care Number –
19. Karnataka Bank Customer Care Number –
20. Karur Vysya Bank Customer Care Number –
21. Kotak Mahindra Bank Customer Care Number –
22. Oriental Bank of Commerce Customer Care Number –
23. Punjab National Bank Customer Care Number –
24. RBL Bank Customer Care Number –
25. South Indian Bank Customer Care Number –
26. Standard Chartered Bank Customer Care Number –
27. State Bank of India Customer Care Number –
28. Syndicate Bank Customer Care Number –
29. Union Bank of India Customer Care Number –
30. United Bank of India Customer Care Number –
31. Vijaya Bank Customer Care Number –

The post BHIM App Customer Care Number – NPCI Toll-Free Helpline Numbers & E-Mail appeared first on Bhim App Download.

What is Bharat Interface for Money?

Bharat Interface for Money is an app that lets you make easy and quick payment transactions using UPI. Its easier than Wallets! You will not have to fill-out those tedious bank account details again and again. You can easily make direct bank to bank payments and instantly collect money using just Mobile number or Payment address.

BHIM APP Download

How fast is a transaction over Bharat Interface for Money?

As fast as it can get! All payments over Bharat Interface for Money are linked to your bank account and transaction can be completed within few seconds.

Are there any charges for using Bharat Interface for Money?

There are no charges for making transaction through Bharat Interface for Money. Note – Your bank might however levy a nominal charge as UPI or IMPS transfer fee which is not under our control. Please check with your bank for more details.

What do I need to start using Bharat Interface for Money?

Bharat Interface for Money app is currently available on Android (Version 4.1.1 and above) only. We will be making our app available on other platforms very soon.

Is Bharat Interface for Money app compatible with every Mobile OS?

To start using Bharat Interface for Money all you need is a Smartphone, Internet access, an Indian bank account that supports UPI payments and mobile number linked to the bank account. Link your bank account to UPI through the app.

Do I need to enable mobile banking on my bank account to use Bharat Interface for Money?

Your account need not be enabled for mobile banking to use Bharat Interface for Money. Your mobile number shall have to be registered with the Bank.

Do I need to be a customer of a particular bank to use Bharat Interface for Money?

To enable transfers directly using your bank account, your bank needs to be live on UPI (Unified Payment Interface) platform. All the banks, which are currently live on UPI, have been listed in the Bharat Interface for Money app.

How do I set the UPI-PIN for my bank account from Bharat Interface for Money?

You can set your UPI PIN by going to Main Menu -Bank Accounts -Set UPI-PIN for the selected account. You will be prompted to enter the last 6 digits of your Debit/ATM card along with the expiry date. You will then receive an OTP which you will enter and set your UPI PIN. Note – ‘UPI-PIN is not the same as MPIN provided by your bank for mobile banking’.

Can I link multiple bank accounts with Bharat Interface for Money?

Currently, Bharat Interface for Money supports linking of one Bank only. At the time of account set-up, you can link your preferred bank account as the default account. In case you want to link another bank account, you can go to Main menu, choose Bank Accounts and select your default account. Any money that is transferred to you using your mobile number or payment address will be credited into your default account.

Why does my mobile number with Bharat Interface for Money and the one registered with my bank account have to be the same?

This is a banking network (UPI) requirement. The mobile number which is used to register with Bharat Interface for Money is used to match the bank accounts linked against it.

Do I have to give Bharat Interface for Money my bank a/c details?

At the time of registartion you will be providing us with the Debit card details and with the use your mobile number registered to your bank account, we will pre-fetch the details from your bank. All the information exchange happens over secure banking networks and we don’t store it, your information is safe!

All you need to know about UPI

What is UPI?

Unified Payment Interface(UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), an RBI regulated entity. UPI is built over the IMPS infrastructure and allows you to instantly transfer money between any two parties bank accounts.

What is an UPI-PIN?

UPI-PIN (UPI Personal Identification Number) is a 4-6 digit secret code you create/set during first time registration with this App.You have to enter this UPI-PIN to authorize all bank transactions. If you have already set up an UPI-PIN with other UPI Apps you can use the same on Bharat Interface for Money. (Note- Banks issued MPIN is different from the UPI UPI-PIN, please generate a new UPI-PIN in the Bharat Interface for Money app) Note – Please do not share your UPI-PIN with anyone. Bharat Interface for Money does not store or read your UPI-PIN details and your bank’s customer support will never ask for it.

What is a Payment Address?

Payment Address is an Address which uniquely identifies a person’s bank a/c. For instance, the Payment Address for Bharat Interface for Money customers is in the format xyz@upi. You can just share your Payment Address with anyone to receive payments (no need for bank account number/ IFSC code, etc.). You can also send money to anyone by using their Payment Address. Note – Do not share your confidential UPI PIN with anyone.

What happens if I enter wrong UPI-PIN during a transaction?

No problem, the app will prompt you to re-enter the correct UPI-PIN. The maximum number of tries allowed, depends on your bank. Please check with your bank for details.

I have selected the Bank name to link with UPI but it does not find my bank a/c.

In such a case, please ensure that the mobile number linked to your bank account is same as the one verified in Bharat Interface for Money App. If it is not the same, your bank accounts will not be fetched by the UPI platform. Also only Savings and Current bank accounts are supported by Bharat Interface for Money.

Why is my UPI transaction failing?

When you shop-online, you can pay through UPI when you see UPI as a payment option. On clicking that, you will need to enter your Payment Address (xyz@upi). Once entered, you will receive a collect request on your Bharat Interface for Money app. Enter your UPI-PIN here and your payment will be complete. As easy as this!

Do I need to be a customer of a particular bank to use Bharat Interface for Money?

To enable transfers directly using your bank account, your bank needs to be live on UPI (Unified Payment Interface) platform. All the banks, which are currently live on UPI, have been listed in the Bharat Interface for Money app.

How do I set the UPI-PIN for my bank account from Bharat Interface for Money?

You can set your UPI PIN by going to Main Menu -Bank Accounts -Set UPI-PIN for the selected account. You will be prompted to enter the last 6 digits of your Debit/ATM card along with the expiry date. You will then receive an OTP which you will enter and set your UPI PIN. Note – ‘UPI-PIN is not the same as MPIN provided by your bank for mobile banking’.

Send and Receive Money

Can I send money to anyone using Bharat Interface for Money?

Yes, you can send money using the Bharat Interface for Money app from your UPI enabled bank account. You will need to register and set a UPI PIN using the debit card details linked to the bank account. If your beneficiary’s bank account is also linked to UPI, you can simply use their mobile mobile number or Payment Address to transfer.If not, you can use IFSC code, Bank account or MMID , Mobile number to send money.

Do money transfers happen on Bharat Interface for Money only during banking hours?

All payments are instant and 24/7, regardless of your bank’s working hours!

I have paid for my transaction but not received anything. Why is that?

Once you complete a transaction, you should see a success status on the Bharat Interface for Money screen and receive an SMS from your bank. In some cases due to operator issues it can take longer time. In case you have not received your confirmation within an hour please contact our customer support at your bank.

How can I view my transaction history?

Go to Bharat Interface for Money Home Screen ->Transaction History. to view all your past and pending transactions.

How do I send money?

From the Bharat Interface for Money app Home screen,
1) Click Send Money Option;
2) Enter or select the receiver’s mobile number or Payment Address (you can select from your contact list or enter it) or Aadhaar number
3) Enter the amount you want to send
4) Your default bank a/c gets selected
5) Enter UPI PIN and send
Alternately, you can also scan a QR code and pay via the ‘Scan & Pay’ option.

How do I request money?

From the Bharat Interface for Money app Home screen,
1) Select Request Money
2) Enter or select the receiver’s mobile number or Payment Address (you can select from your contact list or enter it) or Adhaar number
3) Enter the amount you want to request
4) Click Send

This transaction will remain pending until the payment is received. You will be notified when the money is transferred to you. You may also request money by sharing your QR code. Goto Home Screen->Profile->Choose account to get QR code

Can I send money to a friend not on Bharat Interface for Money?

Yes. Payment can be made via (IFSC, Account number) or (MMID, Mobile number) if the person is not registered on Bharat Interface for Money.

What types of transactions can I do using Bharat Interface for Money?

Through Bharat Interface for Money you can make following type of transaction,
1. Request or Send Money via Payment Address
2. Send Money to Aadhaar Number
3. Request or Send Money to Mobile number
4. Send Money through MMID , Mobile No.
5. Send Money through IFSC code, Account No.
6. In addition, you can use the scan and pay option for Merchant payments.

How do I access a record of all my historical transactions?

Every transaction through your bank account will be recorded by the Bank and you can view all your past transactions in the ‘Transaction History’ section on the Bharat Interface for Money App.

My send money transaction is failing, help!

To avoid transaction failures,
1) Ensure that the UPI-PIN is entered correctly.
2) If the receiver is not on Bharat Interface for Money choose to pay via IFSC instead of mobile number.

The collect request is not reaching the Bharat Interface for Money app. What do I do?

In this case, please first check the data connectivity. If you have entered your Payment Address at the merchant app, please re-check your Payment Address and re-try the transaction. Please check your pending transactions tab to check if the collect request has reached you.

How will I know if my UPI transaction is successful?

For any transaction, you will see a status instantly on your screen. If for some reason the transaction is delayed or pending, the result will be posted on your Transaction History page along with a UTR# or bank reference number. In addition you will receive an SMS from your bank.

Others

What if I change my mobile carrier?

No problem at all. You can continue using Bharat Interface for Money as usual.

What if I change my handset?

If you change your handset, you will need to
1) Download the Bharat Interface for Money app again
2)Login with your mobile number and password
3) Allow Bharat Interface for Money to verify you; This is for your security. After verification your account will be restored.

What if I lose my phone?

If you lose your phone, the UPI-PIN required to authorize all transaction will not be known to third persons and hence they will not be able to use Bharat Interface for Money. In addition, please contact our customer support at your bank.

Will you ever auto-deduct payments from my account?

We will not auto deduct payments from your account.

How are you getting all my bank a/c information?

This is a feature of the UPI payment platform (built by NPCI- an RBI regulated entity). The UPI platform retrieves the accounts details linked with your mobile number in a masked manner i.e. Bharat Interface for Money can’t see all the details. This exchange is done over secure banking networks and we don’t store or ever use it.

How soon will a refund from a merchant be available in my account?

As soon as your merchant has processed the refund from its end, it should be instantly available in your deafult bank account.

My UPI transaction has failed but my bank account has been debited.

In case of failures money will be refunded back to your account. Sometimes this takes longer than intended. If you do not receive the refund within 1 hour, please contact customer support at your bank.

How do I set my UPI-PIN with the bank directly?

You will be to able to set your UPI PIN through any other UPI enable Bank app.

The post BHIM App Transaction Guide & FAQs With Answers – Bharat Interface for Money appeared first on Bhim App Download.

BHIM APP Apk Download For Android – UPI Payment App by Modi

bhim app android: Only available on Android for now, the app lets users pay and receive money with no processing fee. A transaction cost, however, may be levied by the user’s bank. For now, the app lists 31 banks including SBI, HDFC, ICICI, Union Bank of India, South India Bank, and Standard Chartered, among others.

Bharat Interface for Money APK Download – Modi UPI APP APK File

BHIM iOS and windows app or application will be available soon. Stay Tuned this page for latest updates about ipa for iOS, appx for windows phones.

• How to Use BHIM APP
• How to Download BHIM Application
• How do I send money?
• How do I request money?
• Types of transactions can I do

How to Download & Install BHIM APP Apk In Your Android Phone?

This BHIM application APK is available in the Google Play Store. You can download BHIM apk for your android phone direct from the Play Store.

Google Play Store Link

Direct link to Download BHIM APK For Android:

You can Download BHIM app apk from the link below  for Android Phones.

BHIM APK Download

So it was all about, how you can download BHIM app APK for android. So what do you think about this android app? Don’t forget to share your opinion about this app in the comments section below. Share this page with your friends to help them in setting up this android app.

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BHIM APP APK Download

BHIM APP iOS Download – iPhone/iPad/iOS Version

As per bgr.in and NITI Aayog CEO Amitabh Kant Reports BHIM app for iOS to launch in next 10 days, to feature multi-lingual support.

We are now available on the app store. Get ready to #GoCashless with BHIM. #DownloadNow: http://bit.ly/BHIMios #AppStore #iOS

We are now available on the app store. Get ready to #GoCashless with BHIM.#DownloadNow: https://t.co/wjtGxDTZTy #AppStore #iOS pic.twitter.com/GDrT1z0FOc

— BHIM (@NPCI_BHIM) February 11, 2017

BHIM APP For iOS – Is iPhone/iPad/iOS Version Available?

Amitabh Kant, who is CEO of NITI Aayog, has revealed that the BHIM application will be rolled out to iOS platform within 10 days at apple app store and will feature multilingual support. While Kant had already revealed that the app will be available for iOS users, this is the first time he has shared a timeline and disclosed new features. The latest development comes shortly after the BHIM app saw a massive response from Android users. The app has already seen more than 2 million downloads on Google Play Store and is currently the top app on the store. Though the initial roll-out hasn’t been without glitches with multiple people complaining about problems with login and authentication, the app was updated to fix them.

Bhim app available for iOS

The application should be available on January 20. The description of the product and the FAQ initially listed as the application being available on iOS as well. These descriptions have now been tweaked on the official sites. The changes seem to indicate that the application has been developed, and is waiting with Apple for approval for listing, a process that is notoriously opaque.

BHIM App iOS Download

How to send and receive money with UPI on iPhone Without BHIM App

BHIM app will launch on iOS in 10 days, but here’s how to send and receive money now using UPI. The process also works on feature phones.

The process makes use of the USSD-based mobile banking, which has recently been upgraded with UPI integration. It may not be as seamless and easy as using the BHIM app, but it’s the best option right now if don’t own an Android smartphone, and still want to send or receive money using UPI. Following are the steps you need to follow for transactions using the new USSD platform.

On your iPhone or feature phone, dial *99# and in a couple of seconds you will be greeted with a welcome screen that first asks you to choose a default language — English or Hindi. Once selected, the next screen is where you will need to link your bank account. Here the options you get are, Bank Name, First 4 letters of IFSC, 3 letters Short Name, and 2 digit numeric code. The easiest option is three, where the first three letters of your bank’s name should suffice. In my case, entering HDF was enough to link to my HDFC account. The idea here is that your phone number is linked to your bank account, and the platform quickly creates a link between the two.

Read more at : http://www.bgr.in/news/how-to-send-and-receive-money-with-upi-on-iphone-and-feature-phones-without-bhim-app/

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Prime Minister Narendra Modi has introduced the BHIM App recently with biometric authentication of users. The Bharat Interface for Money app is shortly known as BHIM App. As of now, this app is used by millions of clients and merchants in India. PM Narendra Modi has introduced this app to encourage the digital payments in India. The BHIM App is now accessible to download for all the operating systems windows, android, and ios. At present, the BHIM app is having more than 18 lakh users. The Government has planned to promote the usage of BHIM App further more. On the enhancement of BHIM App, the Government has introduced Cashback Offers, Referral Bonus offers on Friday 14th March at Nagpur.

On 14th April (Friday), PM Modi has announced 2 special plans for clients and merchants, those are, BHIM Referral Bonus Scheme for individuals and BHIM Merchant Cashback scheme for businesses. With these special offers, clients and merchants will get the benefits of cashback.

BHIM APP Referral Bonus & Cashback Offers – Procedure to Get Rs 25 Rewards

NITI Aayog & PM Modi has launched BHIM App Referral Scheme to increase digital payment in India. This is very good steps that can benefit to the user who refers BHIM APP download link to friend/ other users. For each download, the user gets Rs 10 and the person who install and use BHIM UPI APP then he/ she gets Rs 25. You can earn thousand every day by providing referral link on your websites or provide links via email, WhatsApp, google or facebook messages.

BHIM Referral Bonus Scheme (For Individuals)

The Referral Bonus plan will boost existing BHIM clients for bringing new clients on the BHIM stage and urging the new clients to do transactions with others making use BHIM or by calling new clients on BHIM. Henceforth, the reward will be paid to both the referrer and the new client of BHIM (ref).

• The referral will be viewed as effective simply after 3 successful transactions have been finished by the new client.
• On finishing of least 3 remarkable fruitful transactions totalling just Rs 50 to any 3 extraordinary clients (either to clients or to dealers), the referrer and the official will be told about the reward sum by means of warning in BHIM app.
• The referrer will get Rs 10 for every fruitful referral, while the new clients will get Rs 25 for downloading and executing from BHIM App.
• Anyone of the registered clients can get the benefits of BHIM Referral bonus scheme.

BHIM Merchant Cashback Scheme

Procedure to Get Rs 25 Rewards – Referral Bonus & Cashback

How to Enroll/ register for BHIM App Referral bonus scheme:

• Refer your friend and ask him to download the app from the playstore or iOS Store.
• Ask your friend to enter the Referral code for first transaction.
• Earn exciting Rewards.

To use BHIM App referral program, do the following:

• Download & install the Latest version of Bhim app on your mobile phone.
• If you are a new user just Register by entering the number which has been linked to your bank account. After this, you will receive an OTP which you have to enter and if you are an existing user just login by using your mobile number.
• As soon as you enter your 4 digit passcode, the app main interface page will be open. From here you will have to note your UPI address. In case you haven’t  yet designated it, Go to My Profile > Tap the 3 dots in the top right corner > Open settings> Scroll down below where an option to edit your VPA will be present, tap on that.
• Click on Profile > a barcode will be present there > Press share button and send it to your friends and family.
• Now, Ask your friends to download the Bhim app and Register themselves with their registered bank account by the link that you’ve sent to them.  your link & register an account using valid bank account.
• Now, when they’ll do their first transaction, they will be asked if they have a referral code. Tell them to enter your mobile number.
• As soon as they do 3 transactions via the Bhim app (totalling Rs 50 or more), you will be awarded Rs.10 in your Refferal Credits and your friend will get Rs. 25 as a referral bonus after completion of the transactions.
• Users can do unlimited referrals and the amount can be easily directed into the account within quick seconds.
• The merchants will be awarded with Rs. 25 cashback on every invite they make.

Watch the Video: Exciting Offer on BHIM App, Refer to Friends & Family (English)

How to Check Referral Rewards?

To check your Referral Rewards follow these steps:

• Open BHIM app in your mobile and in the main menu tap on ‘transactions’ option.
• Now click on the top right corner and Tap on ‘rewards’ button.

• By pressing it a menu will open. Here all your referral credits will be listed.

Conditions:

• Three unique transactions of Rs 50 or more
• Referral code is your BHIM registered mobile Number
• Rewards of Rs 25 for your friend and Rs 10 for you.
• Start of this scheme is 14 April 2017
• End of BHIM App Referral Scheme is 14 October 2017

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BHIM App Vs Paytm – Features, Highlights, Speed, Ease of Usage & Security wise Analysis

Also, PayTm has the equal preference from the general public for its simplicity of use. Before the introduction of BHIM app people have used the Paytm app extensively. Paytm and BHIM Appa is having the same functionality. But people are investigating which is the better app? BHIM or Paytm? To solve the query from your side today we have come up with the complete analysis and information about both of these apps. So, if you go through this article you will get to know the conclusion for BHIM app vs Paytm: which is the better app?

BHIM

BHIM app has the best interface among all E-wallets and UPI apps. BHIM developers have adopted nominal interface for this app. The shading blend they picked is incredible. The home screen of the app has three blue tiles for the choices on a white background. You can get to every one of its features from its home screen. The in-app card-like moves likewise look delightful.

Features & Highlights of BHIM App

BHIM app is chiefly an UPI app. It contains all the UPI administrations, such as sending and asking for cash. NPCI likewise wants to include unique fingerprint and Aadhaar based payments in BHIM. Right now, BHIM has beneath features

Filter and Pay

You can make payments by filtering Bharat QR codes. Making payments using BHIM app is as of now quick however Scan and Pay makes it much speedier and simpler. Paytm also has the alternative to filter QR codes to make payments. Yet, it can just output QR codes which are created by Paytm itself.

Ask for Money

BHIM app also has the alternative to demand cash. You can ask for cash to the individual who has initiated UPI in his/her account. This alternative winds up noticeably helpful when you need to obtain some cash from your companion.

Send Money

Sending cash is the fundamental element of the BHIM app. You can send cash using recipient’s VPA (Virtual Payment Address) or portable number. NPCI has likewise presented sending cash using IFSC and account number with the last refresh.

Check account balance

BHIM app can similarly check your account balance. Simply include your account in BHIM and tap on the ‘Ask for Balance’. This alternative is put on the accounts page.

Produce QR Code

You can likewise produce your Bharat QR code using BHIM UPI app. Numerous UPI apps, such as SBI Pay don’t have this component. In spite Paytm has a comparable alternative, however, the QR codes created by Paytm work just with Paytm, However, the QR codes produced by BHIM app chip away at other UPI apps.

Paytm

The interface of the Paytm is a tad bit scattered. In the event that you need to pay for a particular service in Paytm, you need to burrow around to discover the choice. It will require some investment to get used to with the interface of the Paytm. One thing I should state that the developers of the Paytm have figured out how to make the app lovely. Indeed, even in the wake of having an excessive number of options accounted, the interface looks eye-infectious. Paytm has used the symbols wonderfully.

Features & Highlights of PayTm App

Book inns, flights and motion picture tickets

Paytm likewise has choices to book inns, flights, film and prepare tickets. BHIM app does not have these choices. That is the reason BHIM is simple and quick.

Cashback offers

Paytm gives an excessive number of cashback offers. Most cashback offers are just material to the payments using wallet cash. What’s more, I have as of now revealed to you that the cash you include or get in your Paytm wallet is not sheltered. Then again BHIM doesn’t give any cash back, However, you can participate in the fortunate grahak Yojana and Digidhan Vyapar Yojana by using the BHIM app. The government is giving day by day offering ₹1000 to 15,000 individuals under this plan.

Revive mobiles and DTH

Paytm is a versatile wallet app. Subsequently, it has some particular features, such as revive mobiles and DTH. You can likewise use it to pay power, water, gas and broadband bills.

Make Payments

You can make payments likewise with Paytm. In any case, these payments are constrained to Paytm clients. You cannot pay anybody If he/she is not using Paytm. Not everybody uses Paytm so this component is not as valuable as BHIM’s send cash highlight.

Speed and Ease of Usage  

BHIM

NPCI presents BHIM app as a less complex, secure and quick. The app truly has every one of these qualities. The fantastically composed interface makes it easy to use. You can make each of the payments in three or four stages from its home screen. The speed of the BHIM app is also extraordinary. The speed of BHIM App has tested, It took under 20 seconds from propelling the app to finish the payment.

Paytm

Paytm’s jumbled interface make it somewhat harder to use than BHIM app. It has a variety of administrations, such as portable energize, debit payments and so forth. It brings about moderate speed too. What’s more, it took around 25 seconds to finish a payment without applying any promo code. I have used its wallet balance to payment. If I would have used debit/Visas, net managing an account or UPI, Paytm would have taken additional time.

Security-wise Analysis

BHIM

The BHIM app has its own app password. You need to enter this password with a specific end goal to get to the app. Exchanges are likewise secured with UPI PIN. You can’t finish any exchange without UPI PIN. Thus, if you lose your mobile you don’t have to stress over the cash.

Paytm

Paytm’s security, for the most part, depends on your mobile’s lock. The balance in your Paytm wallet is not protected. Paytm does not request any PIN or secret word when you pay using your wallet balance. Thus, anybody can make payments using Paytm balance. I firmly suggest setting a hard screen lock strategy on your mobile in the event that you use paytm.

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BHIM Merchant Account Registration Procedure- BHIM APP Merchant Cashback Offers, Reward Points

BHIM-Aadhaar Platform Launched With Incentives for Customers and Merchants

Prime Minister Narendra Modi on Friday launched two new offers to reward BHIM users. These two schemes are:

BHIM Referral Bonus Scheme (For Individuals)

The Referral Bonus scheme will incentivize existing BHIM users for bringing new users on the BHIM platform and encouraging the new users to do transactions with others using BHIM or by referring new users on BHIM. Hence, the bonus will be paid to both the referrer and the new user of BHIM (referee). The referral will be considered successful only after 3 unique successful financial transactions have been completed by the new user.

On completion of minimum 3 unique successful transactions totalling only Rs 50 to any 3 unique users (either to customers or to merchants), the referrer and the referee will be notified about the bonus amount via notification in BHIM app. The referrer will get Rs 10 per successful referral, while the new users will get Rs 25 for downloading and transacting from BHIM App.

BHIM Merchant Cashback Scheme

The BHIM Merchant Cashback Scheme incentivises merchants to use the BHIM mode (either QR code or VPA or Mobile number or “Pay to Aadhaar”) for business transactions. For up to 50 to 100 transactions, merchants will be rewarded Rs. 100 cashback every month. For more than 100 transactions, the merchant stands a chance to receive Rs. 50 paise per transaction till up to Rs. 200 per month (max) – leading up to Rs. 1,800 for six months. Cashback is normally credited to the merchant’s account on the 7th of every month. There is one more caveat though; you are only eligible for cashback, if out of your 50 customers, 20 are unique and non-repetitive. This scheme is mainly to increase the number of merchants registered on BHIM, and also increase the number of merchant payment transactions using BHIM app.

Step by step Procedure to Create/Register Merchant Account in BHIM App

1. First Download the latst version of BHIM Application.

2. Open the BHIM App and click on ” I am a Merchant tab”

3. Fill the appropriate information regarding your Business and click on Confirm button

4. Then, Start receiving payments from your customers

5. For up to 50 to 100 transactions, merchants will be rewarded Rs. 100 cashback every month

6. For more than 100 transactions, the merchant stands a chance to receive Rs. 50 paise per transaction till up to Rs. 200 per month (max)

7. Your Reward will be seen “Reward Section of the App”

8. Become a valid merchant by receiving 50 payments from 20 unique users.

9. It is a monthly programme and cashback is  received before 7th of next month.

BHIM APP Merchant Cashback Offers

BHIM Cashback scheme for Merchants: Key objectives of the BHIM Cashback Scheme are

1) Increasing the number of merchants registered on BHIM

2) Increasing the number of merchant payment transactions using BHIM

3) The scheme incentivises not just one-time adoption of BHIM by merchants, but will also encourage transactions via BHIM mode (either QR code or VPA or Mobile number or “Pay to Aadhaar”). The cashback to the merchant can be up to Rs 300 per month, with each merchant eligible to win up to Rs 1,800 in 6 months.

4) Under the Referral bonus scheme both the existing user who refers BHIM and the new user who adopts BHIM would get a cash bonus credited directly to their account.

5) Under the Cashback scheme, the merchants will get a cash back on every transaction using BHIM. Both schemes are to be administered by MEITY and implemented by NPCI.

6) The government has set aside Rs 495 crore towards this scheme, which will be disbursed over a period of six months.

What is BHIM Aadhar app?

BHIM Aadhar is a new Aadhar Payment App is a new Android smartphone application being launched by the Narendra Modi government to encourage the use of digital payments. BHIM Aadhar Pay smartphone payment app would also eliminate the fee currently being charged by the private card companies such as ‘MasterCard’ and ‘Visa’.

Who should install BHIM Aadhar Pay app?

Aadhar Pay App is need to be installed by merchants only i.e. only the shopkeepers, showrooms need to install bhim aadhar pay app and the users who wants to pay using aadhar pay only need to link their aadhar number with their bank accounts. Shopkeepers/ Merchant can download bhim aadhar pay to take payments from customers from their aadhar linked bank accounts using their biometric scan.

How to download BHIM Aadhar Pay app?

Merchants would just need to download the Aadhar Pay App and connect their smartphones to the biometric scan machine to accept the payments from customers. The merchants would also be required to connect their bank accounts and register themselves on the app.

The application can be downloaded from the Google Play Store by searching for ‘BHIM Aadhar Pay‘ and clicking the download link.

How it works?

Merchants would be required to download the BHIM Aadhar Pay payment app on their android smartphone connected to a biometric reader. The biometric reader is currently available for just Rs 2000. If a customer wants to make payment, then he/she just need to enter his Aadhar Number in the app and select the bank from which the payment is to be made and use the biometric scan as the password for the transaction.

Upon entering the Aadhar Number, the app would automatically fetch the bank accounts linked with your Aadhar number, then the customer can make the selection of bank for payment as per his/her choice.

Just by helping more people use #BHIM App, India will receive CashBack & Referral Bonus. You'll also help build #CleanIndia: @narendramodi pic.twitter.com/uEiC5YVR96

— NITI Aayog (@NITIAayog) April 14, 2017

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With more than 1.8 crore downloads of the app which is available both on the Google Play Store and the iOS App store, Prime Minister Narendra Modi on Friday launched two new offers to reward BHIM users. These two schemes are:

• BHIM Referral Bonus Scheme (For Individuals)
• BHIM Merchant Cashback Scheme

BHIM Aadhaar Pay app Download – Now Pay at shops using fingerprint

BHIM Aadhaar works on NPCI’s existing product – Aadhaar Enabled Payment System (AePS). It allows the customer to make purchases using their Aadhaar number linked with their bank account. The transaction just require customer’s fingerprint for authentication.

Mr. A. P. Hota, MD & CEO, NPCI said, “This will directly cater to about 40 crore bank account customers spread across the country whose account is linked with Aadhaar. It is a huge opportunity for enabling digital transactions as about 99% of adult population is now Aadhaar enabled. At present, over 30 banks are participating on BHIM Aadhaar and more member banks shall be on-boarded.”

BHIM Aadhaar would be applicable for retail merchants (individuals and sole proprietors) only and not for corporate merchants.

NPCI has extended support to the banks mentioned below for BHIM Aadhaar on-boarding as on today:

Public Sector Banks and Private Banks

Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Canara Bank, Central Bank of India, City Union Bank (Issuer), Corporation Bank, Dena Bank, Federal Bank (ONUS), HDFC Bank, ICICI Bank, IDFC Bank, Indian Bank, IndusInd Bank (Acquirer), Indian Overseas Bank, Oriental Bank of Commerce, Punjab National Bank, Punjab & Sind Bank, State Bank of India, South Indian Bank (Issuer), Syndicate Bank, UCO Bank, Union Bank of India, United Bank of India and Vijaya Bank.

Regional Rural Banks (all are issuers)

Kerala Gramin Bank and Pragathi Krishna Gramin Bank sponsored by Canara Bank, Chaitanya Godavari Gramin Bank sponsored by Andhra Bank, Baroda Gujarat Gramin Bank sponsored by Bank of Baroda, Andhra Pradesh Gramin Vikas Bank sponsored by State Bank of India.

About NPCI: National Payments Corporation of India (NPCI) was set up in 2009 as the central infrastructure for various retail payment systems in India and was envisaged by the Reserve Bank of India (RBI) as the payment utility in the country.

BHIM Aadhaar Pay app Download

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NPCI’s BHIM App hits Google PlayStore and iOS with updated version

Bharat Interface for Money (BHIM), the common platform across the nation for making simple, easy and quick payment transactions using Unified Payments Interface (UPI) is now available on Google Play Store and iOS with an updated version 1.3.

Mr. A. P. Hota, MD & CEO, NPCI said, “The new upgrade is aligned to facilitate government’s initiative of launching customer referral bonus and merchant incentive schemes. We have added more regional languages, enhanced user experience and security features for wider acceptance and usage of the BHIM App.”

Download BHIM App Latest Version Here (Android/iOS)

Key features of the BHIM App latest version 1.3 (BHIM 1.3):

1. Three new languages: Marathi, Punjabi and Assamese have been added to BHIM application. Total number of languages in BHIM app now stands at 12.

2. Use phone contacts to send money: Customers can now browse the contact list of their phones to select beneficiaries for sending money. This is applicable to mobile numbers of users who are already registered with BHIM / *99#.

3. Enhanced QR feature: With the new version, users can browse QR code which is saved in their mobile phones to Scan and Pay.

Apart from these key updates, upgraded BHIM app has made possible blocking / un-blocking to prevent unknown collect requests.

About BHIM / UPI: Bharat Interface for Money (BHIM) is a smart mobile phone based app based on Unified Payments Interface (UPI) that allows simple, easy and quick payment transactions using UPI. One can easily make direct bank to bank payments instantly and collect money using Mobile number or Payment address. It is a unique payment solution which empowers an individual with immediate send and collect request.

About NPCI: National Payments Corporation of India (NPCI) was set up in 2009 as the central infrastructure for various retail payment systems in India and was envisaged by the Reserve Bank of India (RBI) as the payment utility in the country.

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BHIM App Error Solution Guide – Solve Error Fetching Bank Account Bhim app? BHIM OTP Error quickly Through this guide here. Some of the BHIM App Users are facing Error fetching bank accounts and BHIM App device binding failed error. In this tutorial, we will provide you best solution for BHIM App Errors and exactly how can you get rid of Mobile Number Verification SMS Failed Problem in Bhim UPI payment Application.

BHIM App Error: How To Solve Error fetching bank accounts, Device Binding Error

Bharat Interface for Money is an app that lets you make easy and quick payment transactions using UPI. Its easier than Wallets! You will not have to fill-out those tedious bank account details again and again. You can easily make direct bank to bank payments and instantly collect money using just Mobile number or Payment address.

The Indian economy is trying to convert as a cashless economy. The money transaction is now changed and it is
used by a mobile application called BHIM App. It is the mobile application which is launched by our Indian
Government. People can able to send or receive the money using their bank details. All they want to do is that,
they have to install the BHIM payment app into their mobile phones, but the main problem for every Indian is
“BHIM App error.” Here you can read the full article to solution and guide for error in BHIM App.

These are the errors which we are going to solve today:

• OTP error in Bhim App
• Error Message in BHIM App.
• Account does not exist error
• Error Fetching Bank Account
• Space error
• Bhim app Play Store error
• BHIM App Device Binding Failed Error
• Transaction Declined error
• Bhim App Not Working problem
• Mobile Number Verification problem
• SMS Failed Problem in Bhim Pay Application
• Android Version below 5.1 Problem
• Dual Sim Error
• Bharat Interface for Money App Not Working

Account does not exist error:

This error appears when you select your bank account. Its an internal error and the only thing you can do from your side is restart your phone, clear cache and wait. In order to clear the App’s cache follow these steps –

Go to Settings -> App -> Select BHIM App -> Tap on Clear Cache

If somehow this does not work, You may try reinstalling BHIM app. The best way in my opinion is to wait and see this resolved from the app side.

BHIM App OTP Error Solution

This is the most common one. This happens when you open the app and try to register/verify through OTP.
It says BHIM App OTP error. Here is how to solve it. The reason for this is high load on the servers. We
recommend you to use the app during late night hours or early morning hours to fix this issue.

• Note that OTP message which is come to the mobile phone number and enter into the application.
• The main cause of the OTP error is your SIM card balance because BHIM App requires Rs. 1.50 minimum balance in your SIM for OTP.
• First Recharge your SIM with Rs. 10 & now again attempt OTP Process.
• After the successful OTP transaction, you get a message “Last sms charges­ Rs 1.50”.

Note: SMS Rates are depend on the operator of SIM like- Airtel, Idea, Vodafone, Jio, Aircel, BSNL & Reliance etc.

If this doesn’t work, try the wait and see method again. I have reports of a few people claiming that when nothing worked, this did well.

Error Fetching Bank Account Error Message in BHIM App

First enter the bank account, mobile number and Aadhar card number into the application. Make sure about the
details which are entered in the application. Using these details, the application will be linked to the bank account
for easy money transaction process. The BHIM Bank related error is “Error Fetching Bank Account”. Read the
below step for solution:

• Cause-1: The error in BHIM Application because the bank account is not connected with bank account.
• Cause-2: Wrong selection of bank account is also cause of error.
• Cause-3: Sometimes the error happen due to server problem so try after some time.
• Cause-4: Bhim App not installed correctly, then you should check reinstall app from official website.

Solution:

• At First exit the BHIM Application.
• Open the App Manager in your phone then; Delete the BHIM App cache by using this process:

Go to Settings -> App -> Select BHIM App -> Tap on Clear Cache

• Now open the BHIM App & Again try to connect with your bank account.

BHIM App Device Binding Failed Error Solution

Method 1: This problem occur in Dual SIM Phones so use the account registered sim on slot 1 then uninstall the app & again download the BHIM App to resolve device binding problem.

Method 2: Due to low storage on phone, so uninstall the unuseful app before installing this app.

Method­ 3: Uninstall the Phone Lock App or App lock App.

I Hope you liked How To Fix BHIM OTP error and Binding Failed Errors. If you did, then please do let me know what else would you like to read on this website next. Just comment down bellow and I will try create things of your interests.

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